Central Coast Insurance
Tailored Home, Auto,
and Business Insurance
Across California
From Auto Insurance and Home Insurance to Earthquake Insurance, Contractors Insurance, Business Insurance, and International Travel Insurance — tailored protection across California. Proudly based in Ventura since 1986.
I want to protect my
Core Coverage
Auto Insurance, Home Insurance
& Beyond
From Earthquake Insurance and Contractors Insurance to Business Insurance and International Travel Insurance — comprehensive coverage tailored for every California life.
Coverage
Auto Insurance
From Pacific Coast Highway cruisers to daily commuters. Full coverage for every California road.
- Liability & collision
- Uninsured motorist
- Roadside assistance
- Multi-vehicle discounts
Coverage
Home Insurance
Protecting your coastal retreat, hillside estate, or urban dwelling throughout California.
- Dwelling & personal property
- Earthquake add-on
- Flood protection
- Wildfire coverage
Coverage
Earthquake Insurance
Protect your California home or business from the unexpected. Earthquake coverage when you need it most.
- Dwelling & structural damage
- Personal property coverage
- Loss of use / living expenses
- Affordable deductible options
Coverage
Contractors Insurance
General liability, tools, and workers' comp tailored for California contractors and trades professionals.
- General liability
- Tools & equipment
- Workers' compensation
- Contractor license bonds
Coverage
Business Insurance
Empowering surf shops, coastal cafés, and every California small business to thrive.
- General liability
- Commercial property
- Workers' compensation
- Professional liability
Coverage
International Travel Insurance
Venture beyond the coast with confidence. Coverage for trips across the globe.
- Medical emergency abroad
- Trip cancellation
- Baggage protection
- 24/7 assistance
Coverage
Life Insurance
Ensuring your loved ones are protected, so you can live every moment to the fullest.
- Term & whole life
- Universal life
- Family income benefit
- Flexible premiums
Coverage
Pet Insurance
Because your furry beach companion deserves the same protection you do.
- Accident & illness
- Wellness plans
- Prescription coverage
- No breed exclusions
Coverage
International Surf Travel
Hit the best breaks around the world with confidence. Specialized coverage for the traveling surfer.
- Equipment & board coverage
- Medical emergency abroad
- Trip cancellation
- 24/7 assistance
Coverage
Boat & Personal Watercraft
From harbor sailboats to jet skis on the Pacific — comprehensive coverage for every vessel you love.
- Hull & liability coverage
- Personal watercraft
- On-water towing
- Agreed value options
Coverage
Bonds
Surety and fidelity bonds for contractors, businesses, and professionals throughout California.
- Contractor license bonds
- Performance & payment bonds
- Fidelity bonds
- Notary & court bonds
Why Central Coast Insurance
Insurance With a Local Pulse
Locally Rooted
Family-owned and Ventura-based since 1986, Having grown up in the South Bay and spent many of the past 40 years living in Ventura and San Luis Obispo counties, we possess a deep knowledge of Southern and Central California insurance needs.
Instant Quotes
Get real-time quotes online in minutes, or call and speak to a licensed agent immediately.
Comprehensive Coverage
We've got you covered! From personal auto, home, boat, and pet, to life and international travel. Plus, we help small businesses thrive with tailored GL, Property, Bonds and Work Comp coverage.
California Specialists
We understand wildfire zones, earthquake risks, coastal properties, and everything unique to CA.